You may be required to have a co-signer if any of the following apply:
You have limited or no significant credit history.
Your income does not meet the rental property’s requirements.
You have limited rental history.
A co-signer can help strengthen your application in these situations.
Important:
A co-signer cannot substitute for a low credit score.
If your credit score falls below the required threshold, your application may still be declined, even with a co-signer. The owner makes the final decision on this